Visit USA-HealthCare, Health Insurance for visitors to USA

Why do I need Travel Medical Insurance?

Medical care in the U.S. can be very expensive, and your healthcare plan from home may not be enough to cover it. Consider that the average cost of a 3-day hospital stay in the U.S. is $30,000.* If you become sick or injured while visiting, how will you cover your medical costs?

*Source: healthcare.gov

Standard Plan

Designed for people traveling to the U.S. from outside the country, the Standard Plan offers coverage for unexpected illness and injury along with travel assistance benefits. Optional AD&D buy-up available.

To view the detailed benefits and descriptions of this plan, view the Description of Coverage documents here.

Plan Highlights

	PLAN A	PLAN B
Age Eligibility	14 days to 80+ yrs	14 days to 69 yrs
Maximum Policy/Accident and Sickness Medical Coverage Limits	$75,000 (Age 80+: $20,000)	$200,000 (Ages 65-69: $100,000)
Deductible	$0, $250, $500 or $1,000 per certificate	$0, $250, $500 or $1,000 per certificate
Coinsurance*	In-network: 100% PPO; Out-of-network: URC	In-network: 100% PPO; Out-of-network: URC
Urgent Care Center Co-payment	Within the U.S.: $50 co-payment (waived for members with $0 deductible)	Within the U.S.: $50 co-payment (waived for members with $0 deductible)
Emergency Medical Evacuation	$250,000	$250,000
Repatriation of Remains	$50,000	$50,000
Emergency Reunion	$15,000	$15,000
Terrorism	$50,000	$50,000
Covid-19 Coverage	Coverage Included	Coverage Included
Accidental Death and Dismemberment	$50,000 (ages 18-69)^	$50,000 (ages 18-69)^
Political Evacuation	$25,000	$25,000
Trip Interruption	$2,500	$2,500
24/7 Worldwide Assitance	Included	Included

* URC = Usual, reasonable and customary

^ AD&D benefits for Standard plans: Ages 18-69: $50K; ages 0-17: $5K; ages 70-74: $20K; ages 75+: $10K

Please note: This is only a brief description of the coverage(s) available. The Policy Description of Benefits may contain reductions, limitations, exclusions and termination provisions. Coverage may not be available in all states. Please refer to the complete Description of Coverage for full coverage details. To view the Description of Coverage, please visit here.

Who is eligible?

Visit USA-HealthCare is for anyone who is traveling to the United States and is not a U.S. citizen or permanent resident. It is available to:

Tourists
Visiting scholars
Missionaries
Business Travelers

You can get individual coverage or coverage for your entire family, including your spouse and children, or for children traveling alone.

Visit USA-HealthCare^® is available for as little as $0.74 a day.

Key Benefits

Accident and Sickness Medical Coverage

Reimburses for covered medical expenses (including Covid-19)…or pays providers directly.

Emergency Travelers Assistance

Includes medical referrals, translations, medical evacuation arrangements and contact with family back home.

Emergency Medical Evacuation

Pays for evacuations, plus return airfare home or to original evacuation location. (To be arranged by insurance company.)

Accidental Death & Dismemberment*

The plans include up to $50,000 Accidental Death & Dismemberment coverage. For an additional premium, this Standard plan allows you to add up to $100,000 in additional coverage.

Travel Assistance Benefits**

Reimburses covered expenses associated with trip interruption, travel delays, lost or stolen baggage or passport, and political evacuation.

* Plan and age restrictions apply - see full Description of Coverage for details.

**Restrictions may apply. View full Description of Coverage for specific benefits.

Rates