773-742-2888
Xiaoxi Wei
773-742-2888
Global Medical Insurance - Platinum - Seguro para expatriados
Utilice esta información de alto nivel solo como una guía y no tome decisiones basándose únicamente en esta comparación. Si tiene alguna inquietud, duda o pregunta, por favor refiérase a los detalles de póliza individual para información completa ya que no es posible representar todos los detalles de la información de manera concisa tal así. Por favor llámenos para más detalles Si hay alguna discrepancia entre esta la comparación y los detalles actuales de la póliza, los detalles de la póliza anularan.
Todos los montos son en dólares estadounidenses
General
GMI Platinum - Area 3
Worldwide
$8,000,000 Lifetime
After deductible, you pay 20% of the first $5,000 of eligible expenses, rest covered at 100% up to policy maximum. Coinsurance waived when using PPO or Medical Concierge Provider.
Outside U.S.: 50% of dedctible waived up to $2,500. After deductible, plan pays 100% to policy maximum
Médico - Ambulatorio
To policy maximum
To policy maximum
To policy maximum
12 month waiting period. $50,000 lifetime.
Must be ordered in advance by physician.
To policy maximum
$250 deductible if illness does not result in hospital admission.
Outside U.S.: To policy maximum
In U.S.: Generic - $20, Brand - $40; maximum of 90 days per prescription.
Must use Universal Rx Prescription Discount Card.
Orphan Drugs or Biologic Drugs do not apply to the maximum limit per event.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon's eligible fee.
Médico - Hospitalario
Average semi-private room rate, to policy maximum.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon's eligible fee.
To policy maximum
Médico - Otros tratamientos y servicios
-
To policy maximum
To policy maximum
Optional
To policy maximum
Illness must result in hospital admission.
12 month waiting period. $50,000 lifetime.
$50 per visit, 1 visit per day.
Must be ordered in advance by physician.
Transplants, Interfacility Ambulance Transfer, Medical Evacuation, Orphan Drugs or Biologic Drugs - no coverage if not pre-certified; otherwise covered at 100%; All other - 50%
To policy maximum
100% if requested, reduced to 50% if not obtained when required.
Transplants, Interfacility Ambulance Transfer, Medical Evacuation - no coverage if not pre-certified; otherwise covered at 100%; All other - 50%
180 days
$2,000,000 lifetime
To policy maximum
$500/accident. Not subject to deductible and coinsurance.
To policy maximum
To policy maximum
Terminally Ill - 6 months to live, to policy maximum.
Included
Cobertura de maternidad
10 or 24 month waiting period. $2,500 additional deductible, $50,000 lifetime.
Included in maternity benefit
First 31 days: $250,000 maximum for newborn care and congenital disorders.
After 31 days to 12 months: $200 maximum for routine care.
Dental
6 month waiting period. Non-emergency: $750 per period
Optional coverage available.
To policy maximum
Bienestar
$500 per period of coverage.
$400 per period of coverage.
Viaje
$10,000, maximum of 15 days; $25 per day meal maximum.
To policy maximum
$50,000
$5,000
Vida
Included in Optional Term Life Insurance
-
Optional
Medicina alternativa
$500 per period of coverage
$500 per period of coverage
$500 per period of coverage
$500 per period of coverage
$500 per period of coverage
$500 per period of coverage
Otro
Private Hospital: $400 per night, maximum of $4,000
Public Hospital: $500 per night, maximum of $5,000
Excludes U.S.
Optional
Prestaciones del plan
Before effective date, full refund.
After effective date, short rate refund.
$0
$0
Health Travel Preventative Coverage: $250 for vaccinations and preventative prescription drugs administered by a Physician 30 days prior to initial effective date and before departure.
Look at certificate wording for additional benefits.
$100 Hasta 74
$250 Hasta 74
$500 Hasta 74
$1,000 Hasta 74
$2,500 Hasta 74
$5,000 Hasta 74
$10,000 Hasta 74
$25,000 Hasta 74
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation
¡Adquiera este plan al instante en línea hoy mismo!
- URC - Cargos usuales, razonables o habituales.
- Para prestaciones médicas, al máximo de póliza, se refiere a los cargos habituales, razonables y acostumbrados (URC por sus siglas en inglés). Aplican deducibles y coaseguro, a menos que se indique lo contrario.
- Siempre que haya una diferencia en los niveles de prestaciones dentro de la red PPO y fuera de la red PPO, las prestaciones indicadas anteriormente son aplicables cuando se aprovecha el tratamiento dentro de la red PPO.
- Coberturas mostradas son por persona a menos que se indique lo contrario.
- El guión (-) en los campos arriba significa No aplicable (N/A).